Before you apply

Make sure that you’re eligible for this card.

To learn more about how we collect, use, disclose and safeguard your Personal Information, your choices, and the
rights you have, please see our Privacy Code.

Please read and agree to the following

Important information about BMO Credit Cards

Important information about BMO Credit Cards November 1, 2024 unless otherwise noted, and are subject to change. For BMO U.S. Dollar Mastercard

Let’s get started

Please enter your full legal name

What’s your email address?

By giving us your e-mail address, you’re agreeing to receive e-mails from BMO about your account application. Don’t worry, we won’t share your e-mail with anyone else.

What’s your phone number?

We need a phone number to keep in touch with you for ongoing communications about your account.

Where do you live?

Get your card sooner

Your SIN helps us to match your details with the credit bureau more accurately and verify your identity right away.

Tell us about your employment.

If you don’t see your occupation listed, simply choose the closest match.

Where do you get your income from?

Please select all options that apply to you.

Would you like to add another cardholder?

You can add someone 13 years of age or older (living in the same household) as an additional cardholder on your credit card account. They’ll enjoy the same benefits you do from your card. Credit bureau checks won’t be required for additional cardholders.

Be prepared for the what ifs in life

Get up to a maximum of $20 000 in optional balance protection coverage for unexpected events. Monthly premium rate is $1.00 per $100.00 of your total balance.

Please read and agree to the following

Purchases made with premium cards can impose higher acceptance costs on merchants.

Give BMO BETTER MONEY OPTIONS Permission to send welcome package, statements and communications digitally

By choosing this option, you agree to receive documents and communications related to this product via email, or via Digital online access. You’ll also receive your monthly statements via Digital online access.

If you want to receive paper copies of this information, un-check the box.

Consent to Electronic Delivery of Documents
📄 Terms and Conditions

I agree to the Terms and Conditions and provide my express consent to establish a BMO BETTER MONEY OPTIONS Credit Card account.

Terms and Conditions →