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How we use cookies and tracking tools
At Better Money Options (BMO), we and/or our service providers utilize various tools such as Cookies, Pixel Tags, Web Beacons, Software Development Kits (SDKs), and device ID identifications across our websites, mobile applications, emails, and advertisements. These technologies are essential for purposes including security and fraud prevention, analytics, personalization, and delivering relevant marketing. By leveraging these tools, we capture user activity for analysis, enabling us to better understand the effectiveness of our websites, advertisements, and emails; provide relevant information; enhance user experience; and identify potentially compromised devices or accounts.
Cookies are strings of data that help remember information about website visitors. These are exchanged between a server and a web browser to facilitate website functionality, such as remembering user preferences or language settings, and to analyze website usage. Cookies are also utilized in our emails to monitor user activity. As a widely-used technology, most web browsers automatically accept cookies by default. If you prefer not to accept cookies, you can adjust your browser settings or refer to online help for instructions on setting and clearing cookie preferences. Since cookies are browser-specific, your preferences will need to be updated for each browser you use. To access Better Money Options (BMO) Services, accepting cookies is necessary to maintain session integrity and enhanced security.
The cookies and related technologies used on Better Money Options (BMO) websites are grouped into the following categories:
Strictly Necessary Cookies and Technologies These cookies are crucial for enabling website navigation and accessing secure features. Without these cookies, certain requested services cannot be provided. These cookies do not collect information for marketing purposes or track your browsing history.
Performance Cookies and Technologies These cookies gather information about how visitors use a website, such as the most frequently visited pages or errors encountered. The data collected is anonymous and is used solely to enhance website performance.
Functionality Cookies and Technologies These cookies enable a website to remember choices you make, including your username, language, or region, and provide advanced features. They may also remember customization preferences such as text size or fonts. In addition, these cookies may facilitate requested services like video playback. Information collected by functionality cookies may not always be anonymous. By using Better Money Options (BMO) websites, you agree to the placement of these cookies on your device.
Marketing and Advertising Cookies and Technologies These cookies enable Better Money Options (BMO) and our partners to provide personalized, interest-based advertising, which may include geolocated advertisements.
Better Money Options (BMO) is dedicated to protecting your privacy while offering a secure and seamless online experience. For more information or assistance regarding our use of cookies and related technologies, please contact us.

Notice to Customers
To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask you to provide a copy of your driver’s license or other identifying documents. For each business or entity that opens an account, we will ask for your name, address and other information that will allow us to identify the entity. We may also ask you to provide a copy of your certificate of incorporation (or similar document) or other identifying documents. The information you provide in this form may be used to perform a credit check and verify your identity by using internal sources and third party vendors. If the requested information is not provided within 30 calendar days, the account will be subject to closure.
Third party web sites may have privacy and security policies different from regular banking facilities. We will never as you to disclose your social security number unless you have a tax related product such as a checking or savings account.